An-Najah University Journal for Research - B (Humanities)

The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives
Authors:

Article info

2017-01-11
2017-05-03
1963 - 1988

Keywords

  • Penalty Clause
  • Deposits Guarantee
  • Compensation Due to Delay.
  • Delay Penalty

Abstract

The penalty clause or what is known as a fine delay of the most important methods used in the treatment of the delay in the repayment of debt and financial obligations. However, this method must be weighed according to Sharia rules. The present research is a doctrinal study of the penalty clause adopted by the deposit guarantee institutions. The research investigates the penalty clause pertaining to the activities and treatment of debts in the Deposit Insurance Corporation. The researcher has come to the result that the penalty clause on services is legitimate, whereas it is not on debts, and that the legitimate alternative is the legitimate alternative should be through compensation for damages and non-fiscal Ta’zir punishments as well as reinsurance.

Recommended Citation

Alhajouj, M. (2017). The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives. An-Najah University Journal for Research - B (Humanities), 31(11), 1963–1988. https://doi.org/10.35552/0247-031-011-004
[1]M. Alhajouj, “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives,” An-Najah University Journal for Research - B (Humanities), vol. 31, no. 11, pp. 1963–1988, Nov. 2017, doi: 10.35552/0247-031-011-004.
Alhajouj, Mahmoud. “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives.” An-Najah University Journal for Research - B (Humanities), vol. 31, no. 11, Nov. 2017, pp. 1963–88. Crossref, https://doi.org/10.35552/0247-031-011-004.
1.Alhajouj M. The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives. An-Najah University Journal for Research - B (Humanities) [Internet]. 2017 Nov;31(11):1963–88. Available from: http://dx.doi.org/10.35552/0247-031-011-004
Alhajouj, Mahmoud. “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives.” An-Najah University Journal for Research - B (Humanities) 31, no. 11 (November 2017): 1963–88. https://doi.org/10.35552/0247-031-011-004.

الشرط الجزائي في مؤسسات ضمان الودائع والبدائل الشرعية له - دراسة فقهية
المؤلفون:

معلومات المقال

2017-01-11
2017-05-03
1963 - 1988

الكلمات الإفتتاحية

  • Penalty Clause
  • Deposits Guarantee
  • Compensation Due to Delay.
  • Delay Penalty

الملخص

الشرط الجزائي أو ما يعرف بغرامة التأخير من أهم الوسائل المستعملة في معالجة المماطلة في سداد الديون والالتزامات المالية، وهذه الوسيلة لا بد أن توزن بميزان الشريعة، فكان هذا البحث دراسة فقهية لحكم الشرط الجزائي في مؤسسات ضمان الودائع، وقد تناول البحث الشرط الجزائي الوارد على الأعمال والديون في مؤسسات ضمان الودائع، وخلص البحث إلى جواز الشرط الجزائي في الأعمال وحرمته في الديون، وأن البديل المشروع يكون من خلال التعويض عن الضرر والعقوبات التعزيرية غير المالية وإعادة التأمين.

Recommended Citation

Alhajouj, M. (2017). The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives. An-Najah University Journal for Research - B (Humanities), 31(11), 1963–1988. https://doi.org/10.35552/0247-031-011-004
[1]M. Alhajouj, “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives,” An-Najah University Journal for Research - B (Humanities), vol. 31, no. 11, pp. 1963–1988, Nov. 2017, doi: 10.35552/0247-031-011-004.
Alhajouj, Mahmoud. “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives.” An-Najah University Journal for Research - B (Humanities), vol. 31, no. 11, Nov. 2017, pp. 1963–88. Crossref, https://doi.org/10.35552/0247-031-011-004.
1.Alhajouj M. The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives. An-Najah University Journal for Research - B (Humanities) [Internet]. 2017 Nov;31(11):1963–88. Available from: http://dx.doi.org/10.35552/0247-031-011-004
Alhajouj, Mahmoud. “The Penalty Clause in the Deposit Guarantee Institutions and Islamic Alternatives.” An-Najah University Journal for Research - B (Humanities) 31, no. 11 (November 2017): 1963–88. https://doi.org/10.35552/0247-031-011-004.

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